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Payment methods at Arctic Casino

Cancelled payment: money back in 5 business days

Withdrawals using MiFinity have a processing time of 0-24 hours, with no fees. If a payment is cancelled, the funds may be returned within 5 business days. This duration applies to the e-wallet method, which has a withdrawal limit of 10 EUR to 10,000 EUR. Players should be aware of potential delays beyond the stated processing time.
For cryptocurrencies like Litecoin (LTC), withdrawals are also processed within 0-24 hours, with a minimum of 20 EUR and a limit of up to 10,000 EUR. Network fees may apply, but no additional charges are levied by the casino. If a Litecoin withdrawal faces cancellation, the return period can extend to 5 business days.
Bank transfers represent a longer processing time for both deposits and withdrawals, with payouts taking 3-5 business days. While the casino levies no fees, potential bank charges might apply. In cases of cancellation for a bank transfer withdrawal, the restitution period mirrors that of e-wallets, potentially taking up to 5 business days.
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Secure payments and limits at Arctic Casino

Deposit not arrived: first 3 check steps

When a deposit using MiFinity, an e-wallet, does not arrive, the first check involves verifying the transaction status on the MiFinity platform. The deposit time for MiFinity is listed as Instant, with a minimum deposit of 10 EUR and a maximum of 10,000 EUR. No fees are charged by the casino.
The second step in a missing deposit investigation for a CashLib voucher relates to confirming the voucher code's validity and ensuring it has not been previously used. CashLib deposits are Instant and have a limit of 10 EUR to 1,000 EUR, with no fees. Prepaid methods do not support withdrawals.
For Litecoin (LTC) deposits, which are typically processed within 5-30 minutes, the third check would be to examine network confirmation status on the blockchain. The minimum deposit for Litecoin is 20 EUR, with a limit of 10,000 EUR, and only network fees may apply. Deposits are otherwise instant.

Deposit and withdrawal with same method

MiFinity, an e-wallet, allows for both deposits and withdrawals, with deposits being instant and withdrawals processed within 0-24 hours. The minimum transaction for both is 10 EUR, and the limit is set between 10 EUR and 10,000 EUR. No fees are charged by the casino for this method.
Cryptocurrencies such as Litecoin (LTC) also support both deposit and withdrawal functions, with deposits taking 5-30 minutes and withdrawals processed within 0-24 hours. The minimum for both is 20 EUR, and the limit ranges from 20 EUR to 10,000 EUR, with only network fees applicable.
While prepaid methods like CashLib and CashtoCode eVoucher facilitate instant deposits with limits up to 1,000 EUR, they are not available for withdrawals. This means players using these methods for deposits will need to select an alternative method for cashing out their winnings, with a minimum of 10 EUR.

CashtoCode: Cash Payment Without Bank Account Explained

CashtoCode eVoucher functions as a prepaid method, enabling users to make instant deposits without requiring a bank account or card. The minimum deposit amount is 10 EUR, with a transaction limit set between 10 EUR and 1,000 EUR. This method is exclusively for deposits, with no withdrawal option available.
The process involves purchasing a CashtoCode eVoucher from a physical point of sale and then using the provided code to fund a casino account. This ensures a secure transaction as no sensitive financial information is shared online. The casino levies no fees on CashtoCode deposits.
Players utilizing CashtoCode for their initial deposit will need to select a different payment method for any subsequent withdrawals. This is a common practice for prepaid vouchers, which are designed for one-way transactions. The maximum limit for CashtoCode deposits is 1,000 EUR.

When is a withdrawal considered complete?

A withdrawal is considered complete when the funds have been successfully processed by the casino and sent to the player's chosen method. For MiFinity, this process typically takes between 0-24 hours, with no casino fees. The minimum withdrawal amount is 10 EUR, and the maximum is 10,000 EUR.
For cryptocurrency transactions, such as Litecoin (LTC), the withdrawal process also typically concludes within 0-24 hours. Players can withdraw a minimum of 20 EUR up to a maximum of 10,000 EUR. While network fees may apply, the casino itself charges no additional fees for these transactions.
Withdrawals made via traditional banking methods, such as a Banküberweisung, can take longer, with completion occurring between 3-5 business days. Although the casino imposes no fees, players should be aware that their bank might charge for processing. The minimum withdrawal for bank transfers is 20 EUR.
Payment methods, limits and fees
MethodTypeDepositWithdrawalMin. DepositLimitFees
Visa / MastercardcardInstant1-3 Business Days (Visa)10 EUR10 - 5.000 EURNone
MiFinitye-walletInstant0-24 Hours10 EUR10 - 10.000 EURNone
Netellere-walletInstant0-24 Hours10 EUR10 - 10.000 EURNone
Binance PaycryptoInstant0-2 Hours20 EUR20 - 10.000 EURNone
Bitcoin (BTC)crypto10-60 Minutes0-24 Hours20 EUR20 - 10.000 EURNone (Network Fee Only)
Dogecoin (DOGE)crypto5-30 Minutes0-24 Hours20 EUR20 - 10.000 EURNone (Network Fee Only)
Litecoin (LTC)crypto5-30 Minutes0-24 Hours20 EUR20 - 10.000 EURNone (Network Fee Only)
CashLibprepaidInstantNot Available10 EUR10 - 1.000 EURNone
CashtoCode eVoucherprepaidInstantNot Available10 EUR10 - 1.000 EURNone
Banküberweisungbank1-3 Business Days3-5 Business Days20 EUR20 - 10.000 EURNone (Bank Fees Possible)

Order: first wager bonus, then withdraw 500 EUR

The 300% welcome bonus offers up to €2,000, paired with 100 free spins, requiring substantial wagering. To fulfil the turnover for the bonus alone, a player depositing the maximum €2,000 would need to wager €8,000 (calculated as €2,000 bonus x 40 wagering requirement). This initial step is critical before any withdrawal is possible.
Once wagering is met, the player can then consider withdrawing funds, such as the specified 500 EUR. However, the KYC process, involving ID and address verification no older than 3 months, must be completed prior to the first payout. This verification typically takes 24-48 hours.
Withdrawals are subject to method availability and processing times. For instance, Neteller and USDT (TRC-20) offer payouts within 0-24 hours, while Visa/Mastercard can take 1-3 business days. This variability means the timing of receiving the 500 EUR can differ significantly.

Deposit Limit Reached: Options for High Amounts

For players reaching a deposit limit, especially those engaging with high amounts, exploring alternative payment methods is key. Cryptocurrencies like Binance Pay, USDT (TRC-20), and Bitcoin (BTC) all support deposits up to 10,000 EUR per transaction. These methods offer instant deposit processing, except for Bitcoin which takes 10-60 minutes.
Other options for substantial deposits include e-wallets like Neteller, which also allows transactions up to 10,000 EUR with instant deposits. While Paysafecard, CashLib, CashtoCode eVoucher, and Neosurf are convenient for smaller amounts, their limit is capped at 1,000 EUR, making them less suitable for high rollers.
Bank transfers and card payments via Visa/Mastercard are also available for higher amounts, with limits of 10,000 EUR and 5,000 EUR respectively. However, bank transfers have a significantly longer deposit time of 1-3 business days, which might not suit players seeking immediate gameplay.

How Long Does the First Payout Take

The duration for the first payout is influenced by multiple factors, including the chosen withdrawal method and the mandatory KYC procedure. The KYC verification itself can take between 24-48 hours and must be completed before any withdrawal can be processed. This initial check adds a preliminary waiting period.
Once KYC is cleared, the actual payout time varies. For instance, withdrawals via Neteller and USDT (TRC-20) are processed within 0-24 hours, making them among the faster options. Cryptocurrencies like Binance Pay also offer payouts within a similar 0-2 hour timeframe.
More traditional methods like Visa/Mastercard withdrawals can take 1-3 business days, while bank transfers require the longest processing time, between 3-5 business days. Therefore, the 'first payout' can range from under a day to nearly a week, depending on the selected method.

Step-by-step withdrawal of a 5,000x slot win

Imagine a 5,000x slot win; for a 0.20 EUR bet, this amounts to 1,000 EUR. To initiate the withdrawal of this win, the player must first ensure all wagering requirements associated with any bonuses have been met. The casino's terms state that KYC verification is mandatory before the first withdrawal.
The player must navigate to the withdrawal section and select a preferred payment method that supports payouts. For example, Neteller allows withdrawals from 10 EUR up to 10,000 EUR, with processing times of 0-24 hours. This method is suitable for withdrawing the 1,000 EUR win.
Upon selection, the player enters the withdrawal amount, in this case, 1,000 EUR, and confirms the transaction. The funds, after processing by the casino and the payment provider, will then be credited to the player's account, with the timeframe depending on the chosen method, potentially arriving within 24 hours.

How Much Does a Payout Really Cost

Generally, for most payment methods offered, there are no explicit fees charged by the casino for payouts. For example, Neteller, Paysafecard (though not for withdrawals), Binance Pay, USDT (TRC-20), Bitcoin (BTC), Litecoin (LTC), and Dogecoin (DOGE) are listed with 'Gebuehren None' for withdrawals.
However, it is important to note that for cryptocurrency withdrawals, a 'Low Network Fee' or 'Network Fee Only' may apply. This fee is not set by the casino but by the blockchain network itself and can fluctuate based on network congestion. This applies to USDT (TRC-20), Bitcoin (BTC), Litecoin (LTC), and Dogecoin (DOGE).
The only other potential cost mentioned is for Banküberweisung, where 'Bank Fees Possible' are noted. This suggests that the receiving bank might impose its own charges for processing the transfer, which would be separate from any casino-initiated fees. Visa/Mastercard withdrawals are also listed with 'Gebuehren None'.

Calculate fees: 100 EUR withdrawal example

Withdrawals via Banküberweisung are subject to potential bank fees, although the casino itself charges none. The minimum withdrawal amount for this method is 20 EUR, with a maximum limit of 10,000 EUR. Processing times for bank transfers range from 3 to 5 business days.
For withdrawals using Visa or Mastercard, no fees are charged by the casino, though bank processing fees may apply. The transaction limit is between 10 EUR and 5,000 EUR, and funds typically arrive within 1 to 3 business days. This contrasts with the instant deposit times.
Cryptocurrency withdrawals, such as Dogecoin (DOGE) and Litecoin (LTC), incur no fees from the casino, only standard network charges. Withdrawals for these cryptocurrencies can be processed within 0-24 hours, with limits set from 20 EUR up to 10,000 EUR. These offer faster settlement than traditional methods.

24-hour pending phase and cancellation option

Withdrawals requested via Dogecoin (DOGE) have a processing window of 0-24 hours, with no fees charged by the casino. The minimum transaction threshold is 20 EUR, and the maximum limit stands at 10,000 EUR for crypto transactions.
MiFinity, an e-wallet service, also facilitates withdrawals within a 0-24 hour timeframe, with no additional charges from the platform. Users can transact amounts from 10 EUR up to 10,000 EUR, offering a flexible range for both small and large withdrawals.
Neteller, another e-wallet, mirrors these withdrawal terms, with funds expected within 0-24 hours and no casino-imposed fees. The transaction limits are consistent with MiFinity, ranging from 10 EUR to 10,000 EUR, providing a dependable option for players.

USDT TRC-20: Check Network Before Sending

USDT on the TRC-20 network allows for instant deposits, typically completed within 1 to 5 minutes, with no fees from the casino. Transaction limits are set between 20 EUR and 10,000 EUR, with withdrawals processed within 0-24 hours.
Other cryptocurrency options, such as Dogecoin (DOGE) and Litecoin (LTC), also have deposit times of 5-30 minutes and offer the same withdrawal window of 0-24 hours. These methods also have a minimum transaction value of 20 EUR and a maximum of 10,000 EUR.
Binance Pay provides instant deposits and a withdrawal timeframe of 0-2 hours, with no associated fees from the casino. The deposit and withdrawal limits align with other cryptocurrencies, starting at 20 EUR and extending to 10,000 EUR.

Bonus active: withdrawal after x35 turnover

The welcome bonus offers a 300% match up to €2,000, alongside 100 free spins. To be eligible for withdrawal, the bonus amount, along with any winnings generated from it, must be wagered 35 times.
For example, a player receiving the full €2,000 bonus would need to complete a total turnover of €70,000 (€2,000 x 35) before any funds can be withdrawn. This substantial wagering requirement applies to the bonus funds themselves.
The free spins component of the welcome package also contributes to the wagering requirements. Any winnings derived from these 100 free spins must also be subjected to the x35 turnover rule before they become withdrawable.

Minimum Deposit 10 EUR for 20 EUR

Several payment methods accommodate a minimum deposit of 10 EUR, including Visa/Mastercard, MiFinity, CashLib, CashtoCode eVoucher, Neosurf, and Paysafecard. These options provide accessible entry points for players looking to start with smaller amounts.
However, for cryptocurrency deposits such as Dogecoin (DOGE), Litecoin (LTC), Binance Pay, USDT (TRC-20), and Bitcoin (BTC), the minimum deposit requirement is 20 EUR. This slight increase in the minimum threshold is standard for many digital currency transactions.
It is important to note that prepaid card options like CashLib, CashtoCode eVoucher, Neosurf, and Paysafecard do not support withdrawals, meaning any funds deposited via these methods can only be used for gameplay.

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